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Get the exchange rate from a newspaper, online or by calling a U. Visit the bank. If you are not using your own bank, you will need ID with your signature and proof of address.
Give your euro check to the cashier and get confirmation of the administration cost to cash the check. Costs are based upon check values.
Ask the cashier what the approximate rate of exchange is; you will get the final rate once your check has been processed.
You need to complete a credit slip and sign the reverse of the euro check in front of the cashier so he can confirm your signature.
Ask the cashier the date the money will be available. Expect to wait between 4 to 8 business days. If you are using your own bank, you can have the money paid into your account or choose to collect cash at a later date.
Stephen Benham has been writing since His current articles appear on various websites. Benham has worked as an insurance research writer for Axco Services, producing reports in many countries.
He has been an underwriting member at Lloyd's of London and a director of three companies. Benham has a diploma in business studies from South Essex College, U.
Fall of output and employment in tradable goods sector may be offset by the growth of non-exports sectors, especially in construction and services.
Increased purchases abroad and negative current account balance can be financed without a problem as long as credit is cheap. A state in a monetary union cannot use weakening of currency to recover its international competitiveness.
To achieve this a state has to reduce prices, including wages deflation. This could result in high unemployment and lower incomes as it was during European sovereign-debt crisis.
This may be because of the inclusion of the Financial crisis of — and ongoing integration within the EU. The euro has most specifically stimulated investment in companies that come from countries that previously had weak currencies.
The introduction of the euro has led to extensive discussion about its possible effect on inflation. In the short term, there was a widespread impression in the population of the eurozone that the introduction of the euro had led to an increase in prices, but this impression was not confirmed by general indices of inflation and other studies.
The study found that consumers based their beliefs on inflation of those cheap goods which are frequently purchased.
One of the advantages of the adoption of a common currency is the reduction of the risk associated with changes in currency exchange rates.
It has been found that the introduction of the euro created "significant reductions in market risk exposures for nonfinancial firms both in and outside Europe".
The introduction of the euro seems to have had a strong effect on European financial integration. According to a study on this question, it has "significantly reshaped the European financial system, especially with respect to the securities markets [ As of January , and since the introduction of the euro, interest rates of most member countries particularly those with a weak currency have decreased.
Some of these countries had the most serious sovereign financing problems. The evidence on the convergence of prices in the eurozone with the introduction of the euro is mixed.
Several studies failed to find any evidence of convergence following the introduction of the euro after a phase of convergence in the early s.
A study suggests that the introduction of the euro has had a positive effect on the amount of tourist travel within the EMU, with an increase of 6.
The ECB targets interest rates rather than exchange rates and in general does not intervene on the foreign exchange rate markets.
This is because of the implications of the Mundell—Fleming model , which implies a central bank cannot without capital controls maintain interest rate and exchange rate targets simultaneously, because increasing the money supply results in a depreciation of the currency.
In the years following the Single European Act , the EU has liberalised its capital markets and, as the ECB has inflation targeting as its monetary policy , the exchange-rate regime of the euro is floating.
The euro is the second-most widely held reserve currency after the U. After its introduction on 4 January its exchange rate against the other major currencies fell reaching its lowest exchange rates in 3 May vs Pound sterling , 25 October vs the U.
Afterwards it regained and its exchange rate reached its historical highest point in 15 July vs U.
With the advent of the global financial crisis the euro initially fell, to regain later. Despite pressure due to the European sovereign-debt crisis the euro remained stable.
Besides the economic motivations to the introduction of the euro, its creation was also partly justified as a way to foster a closer sense of joint identity between European citizens.
The formal titles of the currency are euro for the major unit and cent for the minor one-hundredth unit and for official use in most eurozone languages; according to the ECB, all languages should use the same spelling for the nominative singular.
Official practice for English-language EU legislation is to use the words euro and cent as both singular and plural,  although the European Commission's Directorate-General for Translation states that the plural forms euros and cents should be used in English.
From Wikipedia, the free encyclopedia. This article is about the currency. For other uses, see Euro disambiguation.
For other uses, see EUR disambiguation and Euros disambiguation. Currency of most countries in the European Union.
European Union Monetary agreement Unilateral adopters 2. Other partial users 2. Single euro payments area 13 from Main articles: Euro coins and Euro banknotes.
Main article: Single Euro Payments Area. Main article: Euro sign. Main article: History of the euro. This section needs additional citations for verification.
Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed.
Main articles: Eurozone crisis and Greek government-debt crisis. See also: — Icelandic financial crisis. Further information: Eurozone , International status and usage of the euro , and Enlargement of the eurozone.
San Marino. Eurozone members. Monetary agreement. Unilaterally adopted. Main article: International status and usage of the euro.
External adopters of the euro. Currencies pegged to the euro. Currencies pegged to the euro within narrow band.
United States. External adopters of the US dollar. Currencies pegged to the US dollar. Currencies pegged to the US dollar within narrow band.
Further information: Optimum currency area. Euro exchange rate against U. Main article: Linguistic issues concerning the euro.
Money portal European Union portal Numismatics portal. The Caribbean Netherlands introduced the United States dollar in Official Journal of the European Union.
Retrieved 8 September Retrieved 30 May Retrieved 17 July Archived from the original on 7 June The percentages above are the percent of trades involving that currency regardless of whether it is bought or sold, e.
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